TPBank Car Loan

TPBank offers a digital-first car loan with rates starting at 7.3% p.a., catering to the needs of Vietnamese citizens.

Last checked on June 13, 2026. We may earn a commission when you click through.

✓ Quick approval process via TPBank app ✓ Minimum loan amount is 50 million VND ✓ Covers up to 80% of vehicle value

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TPBank Car Loan

Updated 4 months ago

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Key Data

APR: 7.3–12.0%
Amount: ₫50,000,000–₫2,500,000,000
Term: 12–84 mo
Decision: Phê duyệt nhanh qua app TPBank

Requirements

Vietnamese citizen
Age 18-60
Regular income

Our Verdict

TPBank's car loan is a strong option for those looking for quick approval and competitive rates.

Best For

This loan is best for Vietnamese citizens aged 18-60 with a steady income who need financing for vehicle purchases.

Watch Out

The maximum rate can reach 12.0% p.a., which may be high for some borrowers.

Expert Analysis

Offering a minimum loan amount of 50 million VND and a maximum of 2.5 billion VND, TPBank stands out for its digital-first approach. The approval process is streamlined through the TPBank app, allowing for quick decisions. With terms ranging from 12 to 84 months, borrowers can choose a repayment plan that fits their budget.

However, the maximum APR of 12.0% can be a concern for those with less-than-perfect credit. Compared to other lenders like Vietcombank, which offers similar products at competitive rates, potential borrowers should weigh their options carefully. TPBank requires documentation proving regular income and may cover up to 80% of the vehicle's value, making it accessible for many.

Customer service experiences vary, so it's advisable to check user reviews before applying. Overall, TPBank’s car loan is suitable for tech-savvy individuals seeking efficiency in their financing process.

What Customers Say

Borrowers appreciate the quick approval but have reported mixed experiences with customer service.