DAE 5.55–17.95% Cantitate — Termen 18–60luni Personal Raiffeisen Flexicredit Romania resident Smart Mobile or branch application salary transfer to Raiffeisen improves pricing
DAE 6.29–14.99% Cantitate ≤lei250k Termen — Personal BCR Credit George Income from salary, pension, mandate, sports activity, copyrights, or seafarer contracts No current arrears or garnishments Age limits apply at loan maturity
DAE 6.5–14.5% Cantitate ≤lei250k Termen — Personal Banca Transilvania Credit de Nevoi Personale Romania resident Bank credit analysis applies Life insurance optional
DAE 8.5–16.0% Cantitate ≤lei250k Termen ≤60luni Personal Garanti BBVA Credit de Nevoi Personale Bank eligibility criteria apply No real-estate collateral for this product Existing mobile-banking customers can complete the flow online
DAE 8.0–15.0% Cantitate ≤lei90k Termen ≤60luni Personal CEC Bank Credit Online de Nevoi Personale At least 18 years old Maximum age at maturity 70 for personal loans Optional salary transfer lowers pricing
DAE 5.9–10.9% Cantitate ≤lei150k Termen ≤60luni Personal Intesa Sanpaolo Credit de Nevoi Personale Bank credit analysis applies Fixed-rate offer Suitable for new borrowing or personal projects