Compare personal loans
See personalized rates in minutes. Your credit score stays safe.
- No obligation
- No credit impact
- From vetted lenders
Recently added
- APR
- —
- Amount
- Up to R250k
- Term
- 3–72mo
- South African citizen
- Age 18+
- ID document
- APR
- —
- Amount
- —
- Term
- —
- Single or joint gross monthly income up to R34,800
- Latest payslip
- 3 months' bank statements (6 if self-employed)
- APR
- —
- Amount
- —
- Term
- —
- Proof of address
- Latest payslip
- 3 months' bank statements
- APR
- 36.0–60.0%
- Amount
- R500–R8k
- Term
- 3–6mo
- Cellphone number, SA ID number, bank account details, most recent proof of income
- APR
- —
- Amount
- —
- Term
- 6–36mo
No specific requirements listed
- APR
- —
- Amount
- R10k–R5M
- Term
- 3–12mo
- Registered South African business trading for 1+ year
- Monthly revenue of R40,000+
- APR
- 15.0–27.75%
- Amount
- R1k–R100k
- Term
- 6–60mo
- South African ID
- Age 18+
- Regular income
- APR
- —
- Amount
- R10k–R350k
- Term
- 24–72mo
- South African ID
- Regular monthly income of at least R5,000
- Proof of residential address
- APR
- —
- Amount
- —
- Term
- —
- Proof of income
- Credit and affordability assessment
- APR
- —
- Amount
- R50k
- Term
- ≤96mo
- South African citizen aged 18+
- Valid South African driving licence
- Proof of residential address
- APR
- 36.0–60.0%
- Amount
- R500–R8k
- Term
- 3–3mo
- Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
- APR
- —
- Amount
- Up to R450k
- Term
- —
- Minimum income of R3,000
- South African ID for applicant and student
- Latest 3 months' payslips or bank statements
- APR
- —
- Amount
- Up to R5M
- Term
- —
- Monthly turnover of R50,000 or more
- At least 3 to 6 months of trading history
- Recent business bank statements
- APR
- 18.0–27.75%
- Amount
- R2k–R250k
- Term
- 6–60mo
- South African ID
- Age 18+
- Regular income
- APR
- —
- Amount
- —
- Term
- 12–84mo
- Age 18+
- Minimum monthly income of R3,000
- APR
- —
- Amount
- —
- Term
- —
- Proof of income
- Proof of residence
- Debit order or salary stop order
- APR
- —
- Amount
- R30k
- Term
- —
- Age 18+
- Driving licence
- Earn at least R6,000 a month
- APR
- 36–60%
- Amount
- R4k–R8k
- Term
- 3–6mo
- Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
- APR
- —
- Amount
- —
- Term
- —
- Guarantor for full-time students
- Course of NQF level 5 or higher
- APR
- —
- Amount
- —
- Term
- 36–60mo
- Trading for 2 years or more
- Active business transactional account
Latest from the blog
RCS Loans: Quick Cash, But Is It Worth the Cost?
RCS Financial Services offers personal loans with rates from 15.0% to 27.75%. But with fees and terms up to 18 months, is it the right choice for you?
Tailored Loans for First-Time Borrowers: Top Picks for 2026
First-time borrowers often face unique challenges. Discover the best personal loans tailored to help new borrowers navigate the lending landscape with ease.